Credit Manager

Join us and become our newest team member making the change and advancing the world of banking!
Scroll to content

Luminor Group

Our team is looking for a new team member.

This is the time full of new opportunities and chances to stand up and bring out the best in you!


  • Act as a counterparty towards local Luminor Risk organization, identify relevant stakeholders and represent Luminor Leasing;
  • Advice Luminor Leasing Sales, Partner Support and other units on credit and asset risks;
  • Analyze leasing credit decisions and propose changes to credit rules;
  • Implement and maintain in local credit instructions external regulations affecting credit granting of leasing (e.g. consumer financing, etc.).;
  • Implement and follow risk management practices according to Luminor policies, contribute to sound risk data in systems;
  • Analyze ACD to identify improvements, propose and implement changes in ACD in close cooperation with Development;
  • Develop credit processes in front-end system, define changes and coordinate implementation. 

Skills and Experience: 

  • 3-5 years of experience in credit decision making or credit analysis in Leasing or Bank; risk modelling;
  • Understanding of risk modelling and risk grade calculations;
  • Leasing business and product knowledge;
  • Ability to coordinate and run cross-country/function projects, involving many stakeholders;
  • Excellent written and oral communication skills; effective collaboration skills; customer focus; analytical skills;
  • Be able to show initiative, a high-level of responsibility and take ownership for problem solving;
  • Advanced English: fluent in all spoken and written communication. 

Why Luminor? What we can offer you: 

  • Dynamic and International working environment that is filled with interesting challenges and opportunities as we build and innovate a new bank together;
  • Varied opportunities to support your professional and personal development and growth;
  • A competitive benefits package in addition to your salary;
  • An additional benefits package for employees after 1 year in the company, which includes additional days of vacation;
  • A collaborative and supportive team where you can create and implement ideas. 

In case of questions please feel free to contact the hiring manager: or our talent acquisition partner for technology:

Please be informed that only successful candidates will be contacted.

Or, know someone who would be a perfect fit? Let them know!

Tallinn, Estonia

Liivalaia 45
10145 Tallinn Directions +372 628 3300

Why Work With Us?

Join us if you want to grow your competences and make the change!

  • Wellness & Benefits

    We aim to support, spoil and take care of our employees

  • Additional Days of Vacation

    We provide an additional benefits package for employees after 1 year in the company, which includes additional days of vacation

  • Personal Development

    We provide varied opportunities for your professional and personal development and growth. Average hours spent per year on development for an employee at Luminor – 20

  • Health & Wellness

    We take care of your health – we got your health insurance covered

  • Flexible Working

    The flexible working time and place concept is now part of our culture

Workplace & Culture

Make the Change stands for motivation, 'yes we can' attitude, motivation to get things done and take initiative. It strengthens and complements our value set – curiosity, focus and collaboration, whilst putting them in action. And most importantly – Make the Change is about our people who are here being brave and passionate about making an impact themselves.

Already working at Luminor Group?

Let’s recruit together and find your next colleague.


Applicant tracking system by Teamtailor