Credit Manager

Responsibilities: 

• Act as a counterparty towards local Luminor Risk organization, identify relevant stakeholders and represent Luminor Leasing;
• Advice Luminor Leasing Sales, Partner Support and other units on credit and asset risks;
• Analyze leasing credit decisions and propose changes to credit rules;
• Implement and maintain in local credit instructions external regulations affecting credit granting of leasing (e.g. consumer financing, etc.).;
• Implement and follow risk management practices according to Luminor policies, contribute to sound risk data in systems;
• Analyze ACD to identify improvements, propose and implement changes in ACD in close cooperation with Development;
• Develop credit processes in front-end system, define changes and coordinate implementation. 

Skills and Experience: 

• 3-5 years of experience in credit decision making or credit analysis in Leasing or Bank; risk modelling;
• Understanding of risk modelling and risk grade calculations;
• Leasing business and product knowledge;
• Ability to coordinate and run cross-country/function projects, involving many stakeholders;
• Excellent written and oral communication skills; effective collaboration skills; customer focus; analytical skills;
• Be able to show initiative, a high-level of responsibility and take ownership for problem solving;
• Advanced English: fluent in all spoken and written communication. 

Why Luminor? What we can offer you: 

• Dynamic and International working environment that is filled with interesting challenges and opportunities as we build and innovate a new bank together;
• Varied opportunities to support your professional and personal development and growth;
• A competitive benefits package in addition to your salary;
• An additional benefits package for employees after 1 year in the company, which includes additional days of vacation;
• A collaborative and supportive team where you can create and implement ideas;
• A salary range for this position at 2000-3100 EUR (Gross*), which is to be determined depending on the level of experience and competencies of the selected candidate. 

In case of questions please feel free to contact the hiring manager: Ando.Uus@luminorgroup.com or our talent acquisition partner: Gintare.Zemaityte@luminorgroup.com. 

Please be informed that only successful candidates will be contacted.