Credit Methodology Expert

Responsibilities:

• Be a key owner of credit risk related methodologies, develop and maintain internal regulatory framework for credit risk from a 2nd Line of defence perspective ensuring compliance to the external regulations and satisfying business ambition;
• Follow up of external regulations on credit risk; 
• Proactively participate in the identification and assessment of compliance risks, business risks and improvement potential in the credit risk methodology area;
• Contribute to development and deployment of the best practices for methodology on credit risk area; 
• Review external risk related reporting and ensure description of credit risk methodology (financial reporting, Pillar 3 reporting, ICAAP process etc); 
• Own IFRS 9 Expected credit loss estimation framework in line with an agreed split of roles and responsibilities between Finance and Risk Division.

Skills and Experience:

• Excellent knowledge of regulatory requirements in the credit risk management area;
• Detailed understanding of the credit risk framework to manage the credit risk effectively; 
• Good knowledge of the credit products, processes and IT systems; 
• Strong in problem solving, superior analytical skills, accuracy and ability to make independent decisions with sound and objective arguments;  
• Time management, high commitment to achieve results and meet set goals;
• Excellent English language skills (verbal and written); 
• Ready to contribute with a high level of energy and positive attitude.

Why Luminor? What we can offer you:

• Dynamic and international working environment that is filled with interesting challenges and opportunities to innovate, as we build a bank together;
• Varied opportunities to support your professional and personal development and growth;
• A competitive benefits package in addition to your salary;
• An additional benefits package for employees after 1 year in the company, which includes additional days of vacation;
• A collaborative and supportive team where you can create and implement ideas;
• A salary range for this position at 2100-2600 EUR (Gross*), which is to be determined depending on the level of experience and competencies of the selected candidate.

Application deadline is 2021.04.30

In case of questions please feel free to contact: hiring manager Janis.Teteris@luminorgroup.com or our junior people partner Vikante.Rackauskaite@luminorgroup.com.