Lending Expert

Join us and become our newest team member making the change and advancing the world of banking!
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Luminor Group

This is the time full of new opportunities and chances to stand up and bring out the best in you!

Retail banking transformation included redesign of customer service process, optimization of channels and organizational structure, and it supports our strategic goal of becoming Digital Retail bank and is key factor in achieving Retail banking financial targets. Now after the transformation we are looking to grow and strengthen our team.

Lending Expert ensures customer needs, business targets and risk appetite-oriented approach, makes decisions for unsecured and long-term loans. Follows Luminor’s values – collaboration, focus and curiosity in daily work life with colleagues and customers.  Lending Competence Center Unit handles credit applications in a timely and professional manner and brings credit matters and customer experience to the next level.  


  • Provide professional analysis of loan and limit applications (mortgages and leasing) 
  • Defend applications at decision-making authority
  • Ensure proper preparation of loan documents and submission of all documents required for monitoring the credit quality
  • Support and provide solutions for Sales units in complicated credit cases
  • Communicate and ensure excellent customer service 
  • Ensure data quality and provide input of different data in bank systems and programs in accordance with existing quality standards and procedures
  • Ensure high quality in the preparation of loan projects
  • Inform direct manager or department manager and operational risk management about operational risk incidents, frauds, mistakes, and cases that can cause Bank financial or reputation risks or can lead to loses within action or inaction of employees

Skills and Experience:

  • At least 1 year experience in Banking sector (knowledge of banking services, products, systems)
  • Knowledge of credit processes and credit strategy
  • Experience with mortgage loans or leasing will be considered as advantage
  • Entrepreneurial mindset and analytical skills (customer financial and operational analysis)
  • Champion of Customer Service
  • Result oriented and solution focused with high problem solving abilities
  • Time management skills and ability to use resources efficiently
  • Excellent communication, fluency in Latvian, English and Russian (both oral and written)

Why Luminor? What we can offer you:

  • Dynamic and international working environment that is filled with interesting challenges and opportunities to innovate, as we build a bank together
  • Varied opportunities to support your professional and personal development and growth
  • Health insurance with great coverage straight after probation period
  • All technical necessities as of day one, including mobile phone with a tariff plan
  • An additional benefits package for employees after 1 year in the company, which includes additional days of vacation
  • A collaborative and supportive team where you can create and implement ideas
  • A salary range for this position at 1100-1450 EUR (Gross), which is to be determined depending on the level of experience and competencies of the selected candidate


Application deadline is 26th of April

In case of questions please feel free to contact Ieva.Valevko@luminorgroup.com (Hiring Manager) or Krista.Tjarve@luminorgroup.com (HR)

Or, know someone who would be a perfect fit? Let them know!

Riga, Latvia

Skanstes iela 12
1013 Rīga Directions +371 67 17 1880

Why Work With Us?

Join us if you want to grow your competences and make the change!

  • Wellness & Benefits

    We aim to support, spoil and take care of our employees

  • Additional Days of Vacation

    We provide an additional benefits package for employees after 1 year in the company, which includes additional days of vacation

  • Personal Development

    We provide varied opportunities for your professional and personal development and growth. Average hours spent per year on development for an employee at Luminor – 20

  • Health & Wellness

    We take care of your health – we got your health insurance covered

  • Flexible Working

    The flexible working time and place concept is now part of our culture

Workplace & Culture

Make the Change stands for motivation, 'yes we can' attitude, motivation to get things done and take initiative. It strengthens and complements our value set – curiosity, focus and collaboration, whilst putting them in action. And most importantly – Make the Change is about our people who are here being brave and passionate about making an impact themselves.

Already working at Luminor Group?

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