Lending expert in Lending Competence Center Unit

  • Panevėžys, Lithuania
  • Šiauliai, Lithuania
Join us and become our newest team member making the change and advancing the world of banking!
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Luminor Group

Our team is expanding and we are looking for a new team member.

This is the time full of new opportunities and chances to stand up and bring out the best in you!

Lending Expert ensures customer needs, business targets and risk appetite-oriented approach, makes decisions for unsecured and long- term loans. Follows Luminor’s values – collaboration, focus and curiosity in daily work life with colleagues and customers.  

Lending Competence Center Unit handle credit applications in a timely and professional manner and bring credit matters and customer experience to the next level.  

Key responsibilities:

  • Provide professional analysis of loan and limit applications (including customer risk assessment); 
  • Defend applications at decision-making authority.
  • Ensure proper preparation of loan documents and submission of all documents required for monitoring the credit quality. To be performed based on the credit policy.
  • Support and provide solutions for sales units in complicated credit cases.  
  • Ensure excellent customer service and achievement of individual and team targets, KPI regarding lending.
  • Proactive planning and execution of tasks in accordance with current requirements, budget and Luminor values.
  • Ensure data quality and provide input of different data’s in bank systems and programs in accordance with existing quality standards and procedures.
  • Strictly follow existing procedures, instructions, ethic code and other related legal requirements. 
  • Ensure high quality in the preparation of loan projects.
  • Taking responsibility for professional self-development and improving team performance by providing feedback and recommendations.
  • Informs about suspicious and unusual deals or transactions of customers.  
  • Inform direct manager or department manager and operational risk management about operational risk incidents, frauds, mistakes, and cases that can cause Bank financial or reputation risks or can lead to loses within action or inaction of employees.   

Skills and experience:

  • Knowledge of banking services, products, systems.
  • Knowledge of credit processes and credit strategy.
  • Entrepreneurial mindset and analytical skills (customer financial and operational analysis);
  • Legal university degree/experience would be an advantage 
  • Customer service skills.
  • Problem solving ability.
  • Result oriented and solution focused.
  • Proactivity and willingness to take ownership.
  • Time management skills and ability to use resources efficiently.
  • Excellent communication, fluency in native language, English and Russian (both oral and written).

Why Luminor? What we can offer you:

  • Dynamic and International working environment that is filled with interesting challenges and opportunities as we build and innovate a new bank together
  • Varied opportunities to support your professional and personal development and growth
  • A competitive benefits package in addition to your salary
  • An additional benefits package for employees after 1 year in the company, which includes additional days of vacation
  • A collaborative and supportive team where you can create and implement ideas
  • A salary range for this position at 1250-1550 EUR (Gross*), which is to be determined depending on the level of experience and competencies of the selected candidate 

 Application deadline is 21th May, 2021

In case of questions please feel free to contact ausra.dambrauskaite-kratule@luminorgroup.com (hiring manager) or lina.remeikaite@luminorgroup.com (HR)


Vilnius, Lithuania , Kaunas, Lithuania, Klaipėda, Lithuania, Panevėžys, Lithuania and Šiauliai, Lithuania

Or, know someone who would be a perfect fit? Let them know!

Konstitucijos pr. 21a
09306 Vilnius Directions +370 5 239 3444

Kaunas, Lithuania

Karaliaus Mindaugo pr. 38
44307 Kaunas Directions

Klaipėda, Lithuania

Liepų g. 10
92114 Klaipėda Directions

Panevėžys, Lithuania

Respublikos g. 56
35171 Panevėžys Directions

Šiauliai, Lithuania

Aido g. 8
78322 Šiauliai Directions

Why Work With Us?

Join us if you want to grow your competences and make the change!

  • Wellness & Benefits

    We aim to support, spoil and take care of our employees

  • Additional Days of Vacation

    We provide an additional benefits package for employees after 1 year in the company, which includes additional days of vacation

  • Personal Development

    We provide varied opportunities for your professional and personal development and growth. Average hours spent per year on development for an employee at Luminor – 20

  • Health & Wellness

    We take care of your health – we got your health insurance covered

  • Flexible Working

    The flexible working time and place concept is now part of our culture

Workplace & Culture

Make the Change stands for motivation, 'yes we can' attitude, motivation to get things done and take initiative. It strengthens and complements our value set – curiosity, focus and collaboration, whilst putting them in action. And most importantly – Make the Change is about our people who are here being brave and passionate about making an impact themselves.

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