Senior AML Officer (KYC/AML)

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Luminor Group

This is the time full of new opportunities and chances to stand up and bring out the best in you! Customer Risk Management Department in Retail division is looking for new team member to take part in building the Pan-Baltic AML governance function. Our key objective is to provide high quality services to our clients of the Luminor group, and to ensure AML Operations are carried out in a compliant manner.  

Being part of the Pan Baltic AML governance team means preparing documentation, running projects and taking active part in anti-financial crime risk management.  

Senior AML Officer is responsible for documenting anti-financial crime operational activities, align processes and procedures, participate in risk management activities, leading projects related to the area, performing quality assurance activities, managing identified shortcomings, providing trainings to organization. The Senior AML Officer reports directly to the Unit Manager.


  • Develop and maintain internal regulations in anti-financial crime area (KYC, monitoring and screening) following established Luminor standards, regulatory requirements, and international best practices
  • Lead and participate in projects related to AML operations (coordinating work group activities, aligning process implementation plans)
  • Proactively participate in the identification and assessment of compliance risks associated with the business activities, and propose solutions for control developments to ensure customer related risks are managed effectively
  • Collaborate with other stakeholders to manage identified shortcomings, and to implement action plans and recommendations
  • Train and advise organization in AML requirements and best practices
  • Carry out quality assurance checks and control effectiveness testing
  • Report on regular basis and upon request to the direct manager and Head of department
  • Contribute to the team and Luminor Group performance through effective collaboration, engagement and commitment

Skills and experience:

  • Extensive knowledge of AML/CFT regulations (3+ year experience in this area)
  • Initiative, ownership and driving results with energy and positive attitude
  • Excellent communication and interpersonal skills
  • Pro-activeness and commitment to results
  • Willingness to learn, high level of self-motivation
  • Ability to independently manage one’s job 
  • Good time management skills
  • University degree (law, economics, business administration or similar)
  • Advanced level of English, fluency at least in one of the Baltic languages is desired
  • Professional certification such as CAMS, ICA or other similar is strongly preferred 

Why Luminor? What we can offer you:

  • Dynamic and international working environment that is filled with interesting challenges and opportunities to innovate, as we build a bank together
  • Varied opportunities to support your professional and personal development and growth
  • A competitive benefits package in addition to your salary
  • An additional benefits package for employees after 1 year in the company, which includes additional days of vacation
  • A collaborative and supportive team where you can create and implement ideas 


Application deadline is 22nd of September

In case of questions please feel free to contact  (Hiring Manager) or (HR).

Additional information

  • Remote status

    Flexible remote

Or, know someone who would be a perfect fit? Let them know!

Tallinn, Estonia

Liivalaia 45
10145 Tallinn Directions +372 628 3300

Why Work With Us?

Join us if you want to grow your competences and make the change!

  • Wellness & Benefits

    We aim to support, spoil and take care of our employees

  • Additional Days of Vacation

    We provide an additional benefits package for employees after 1 year in the company, which includes additional days of vacation

  • Personal Development

    We provide varied opportunities for your professional and personal development and growth. In average we spent 20 hours per year on development for an employee in Luminor

  • Health & Wellness

    We take care of your health – we got your health insurance covered

  • Flexible Working

    The flexible working time and place concept is now part of our culture

  • Learning Resources

    We grant all employees access to our Luminor Library - course collection ranging from Luminor made courses to training produced by world known experts and supported by certificates

Workplace & Culture

Make the Change stands for motivation, 'yes we can' attitude, motivation to get things done and take initiative. It strengthens and complements our value set – curiosity, focus and collaboration, whilst putting them in action. And most importantly – Make the Change is about our people who are here being brave and passionate about making an impact themselves.

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