Join our team as a KYC/AFC Analyst in Financial Institutions team!

Yes, you can! That's our attitude towards our work, ambitions, ideas and relationships. We, at Luminor, believe that anyone has the potential to achieve big things and encourage everyone to achieve them – professionally and personally.

Whoever you are, and whatever your role is, with Luminor you will get a once-in-a-lifetime opportunity to build a local banking champion.

You are welcome to join pan-Baltic Financial Institutions team which is based in Riga. Financial Institutions are handling relationship with Luminor counterpart banks all over the world as well as are responsible for credit risk and financial crime risk assessments of existing and potential counterparts. Your role will be crucial in executing the Due Diligence processes of counterpart banks according to the highest standards. Assuming the role of SWIFT RMA process owner, you will manage the Luminor SWIFT RMA network and communicate with Luminor counterpart banks. Join us in our efforts to continue maintaining and developing a reliable Luminor partner bank network around the globe!

What Will You Do:

• Conduct initial and regular Due Diligence on Luminor counterpart banks, document and assess findings and determine counterpart risk level
• Make recommendations and decisions on proposed relationships with Luminor counterpart banks based on Due Diligence results within your delegated authorizations
• Follow and assess adverse mass media and market news related to Luminor counterpart portolio and, if needed, coordinate necessary internal activities
• Handle external KYC/ Due Diligence requests from Luminor counterpart banks in co-operation with other structural units
• Manage and maintain effective Luminor SWIFT RMA network by owning SWIFT RMA process and acting as a SWIFT RMA administrator
• Enter and keep updated information on existing Luminor counterparts in relevant internal systems
• Deliver regular reporting related Due Diligence and SWIFT RMA process
• Participate in pan-Baltic team’s and workgroup’s projects on process improvements and efficiencies

What We Expect:

• Preferred 1-2 year experience with banking or other industry that is required to perform customer and/or counterpart “Know Your Customer” data checks and assessments
• Higher education preferred in Economics, Business Management, Finance, etc.
• Proficiency in MS Excel and willingness to continue developing your skills in MS Access and BI tools
• Eye on details, “can-do” attitude and analytical mindset
• Teamwork, taking responsibility for assuring good co-operation with business and in team
• High ethical standards, integrity, good reputation, and commitment to best practices
• Great written and verbal communications skills in both Latvian and English are required due to working on a Pan-Baltic level and required communication with counterpart banks around the globe

What We Offer:

• Flexibility. Flexible working hours, remote work and a possibility to work from anywhere in the EU, Iceland, Switzerland and the UK (in total 90 days per year)
• International teams. Teams that go outside Pan-Baltic borders where people value challenging work together with good humor and having fun
• More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more
• Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
• Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year
• Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states as well as Health days in case of your absence due to sickness without a doctor's note needed
• Wellbeing. Access to tools and resources that help to feel good and be productive at work and in life
• Professional growth. Internal and external training programs, workshops, conferences, online training etc.
• Special Offer for Luminor products & services. Enjoy special offers & pricing for products and services provided by Luminor
• Gross salary. 1800-2400 EUR/month, which is to be determined depending on your level of experience and competencies

The application deadline is 17th of February. Please apply with your CV in English or Latvian and in PDF format!