Join our team as a Software Engineer!

Yes, you can! That's our attitude towards our work, ambitions, ideas, and relationships. We at Luminor believe that anyone has the potential to achieve big things and encourage everyone to achieve them, professionally and personally.

Whoever you are and whatever your role is, with Luminor, you will get a once-in-a-lifetime opportunity to build a local banking champion.

What You Will Do:

• Contribute to solutions for the card's domain, working on both vendor and in-house applications
• Ensure compliance with banking regulations (PCI DSS, PSD2, Basel III, IFRS, AML/KYC, GDPR)
• Design high-performance banking and financial applications
• Integrate with core banking, payment, and customer channels systems.
• Work on API-driven architectures, microservices, and cloud-native applications
• Implement cloud-based solutions (AWS, Azure, or GCP) and CI/CD pipelines
• Explore AI/ML models for fraud detection, risk assessment, and customer insights
• Ensure high availability, low-latency transactions, and disaster recovery capabilities
• Implement security best practices, including data encryption, identity management, and fraud detection
• Optimize databases and data pipelines for real-time financial processing
• Work in an Agile (Scrum/Kanban) environment with cross-functional teams
• Participate in code reviews, technical discussions, and architectural decision-making

What We Expect:

• Demonstrated extensive experience with the Tieto Card Suite, showcasing a deep understanding of its functionalities and applications in payment processing
• Familiarity with Amazon Web Services (AWS) cloud solutions is an advantageous asset, contributing to scalable and efficient system architectures
• Experience with Hardware Security Modules (HSMs) is beneficial, ensuring robust security protocols are in place for transaction processing and data protection
• Experience working with Visa would be a huge plus
• Knowledge of JAVA is considered a plus
• Strong understanding of the Software Development Life Cycle
• Strong knowledge of data structures, data flow charts, programming logic, and codes
• Advanced knowledge of different software development methodologies and supporting team of continuity of relevant methodology
• Proven experience and strong knowledge in banking IT solutions is a huge plus
• Strong knowledge of microservice architecture
• Fluent English is required in spoken and written communication due to working on the Pan-Baltic level

What We Offer:

• Flexibility. Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)
• International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having fun
• More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more
• Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
• Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year
• Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor's note needed
• Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life
• Professional growth. Internal and external training programs, workshops, conferences, online training, etc.
• Special Offer for Luminor products & services. Enjoy special offers & pricing for products and services provided by Luminor
• Gross salary. 4,300 - 6,800 EUR/month, which is to be determined depending on your level of experience and competencies

The application deadline is the 30th of June. We are looking for a candidate primarily already located within the Baltics. Please apply with your CV in English and PDF format!