What You Will Do as an Application Administrator!

• Develop solutions for card-related systems, spanning third-party integrations and in-house platforms
• Ensure compliance with key financial regulations: PCI DSS, PSD2, Basel III, IFRS, AML/KYC, and GDPR
• Design scalable, high-performance applications for banking and financial services
• Integrate with core banking systems, payment platforms, and customer-facing channels
• Build API-first architectures, microservices, and cloud-native applications
• Implement cloud infrastructure (AWS, Azure, or GCP) and CI/CD pipelines for streamlined deployment
• Explore AI/ML models to enhance fraud detection, risk analysis, and customer insights
• Ensure system resilience with high availability, low-latency performance, and disaster recovery strategies
• Apply security best practices including data encryption, identity management, and fraud prevention
• Optimize databases and data pipelines for real-time financial processing
• Collaborate in Agile teams (Scrum or Kanban) to deliver iterative, impactful solutions
• Participate in code reviews, technical discussions, and architectural decision-making

What We Expect:

• Proven expertise with the Tieto Card Suite, demonstrating deep familiarity with its features and role in payment processing
• Solid understanding of AWS - experience here is a strong asset for building scalable, cloud-based architectures
• Hands-on experience with Hardware Security Modules (HSMs) to support secure transaction workflows and data protection
• Prior collaboration with Visa is highly desirable
• Working knowledge of Java is a plus
• Strong grasp of the SDLC and its practical application
• Proficiency in data structures, flow diagrams, programming logic, and coding standards
• Advanced understanding of various software development methodologies, with the ability to support teams in maintaining methodological consistency
• Demonstrated experience in banking IT systems is a major advantage
• Solid knowledge of microservices architecture and its implementation in complex systems
• Fluent English communication skills, both written and spoken, are essential for collaboration across Pan-Baltic teams

What We Offer:

• Flexible working hours, Hybrid work, and a possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)
• Additional weeks of vacation to all employees with 1+ years tenure
• Volunteer time off and 30 fully paid calendar days for military training every year
• Competitive health benefits package – health insurance after the first 3 months as + health days in case of your absence due to sickness without a doctor's note
• Internal and external training programs, workshops, conferences, online trainings for professional growth and wellbeing
• Special Offers for Luminor products & services
• Working with international teams who value challenging work together with good humor and having fun
• Gross salary. 3,000 - 5,000 EUR/month. The final offer will depend on the level of your experience and competencies

And last but not least - Yes, you can! That's our attitude towards our work, ambitions, ideas, and relationships. We at Luminor believe that anyone has the potential to achieve big things and encourage everyone to achieve them – professionally and personally.

Regardless of your role, with us, you will get a once-in-a-lifetime opportunity to build a local banking champion.

The application deadline is the 31st of October. We are looking for a candidate primarily already located within the Baltics. Please apply with your CV in English and PDF format!