Senior Operational Risk Officer
Join us and get a once-in-a-lifetime opportunity to literally build a local banking champion!
Join our team as a Senior Operational Risk Officer!
Yes, you can! That's our attitude towards our work, ambitions, ideas, and relationships. We at Luminor believe that anyone has the potential to achieve big things and encourage everyone to achieve them, professionally and personally.
Whoever you are and whatever your role is, with Luminor, you will get a once-in-a-lifetime opportunity to build a local banking champion.
As a Senior Operational Risk Officer, you’ll be at the heart of keeping Luminor resilient and forward-looking. You’ll independently oversee risk controls, guide teams through risk assessments and incident response, and help shape our operational risk framework to meet evolving regulatory standards.
How You Will Make an Impact:
- Make sure risk controls are working as they should and regularly monitor operational risks
- Help carry out risk assessments, respond to incidents, and support business continuity planning
- Give advice on improving risk policies and procedures
- Track and report on operational risks across the organization
- Support reporting to management and regulators
- Oversee how incidents and changes are managed
- Stay up to date with regulations and trends to keep our risk practices sharp
- Contribute to improving and maintaining our overall risk management framework
What Makes You a Great Fit:
- Solid experience in operational risk or non-financial risk topics (3+ years)
- Strong understanding of banking operations, risk frameworks, and regulatory environments
- Analytical mindset with the ability to turn data into actionable insights
- Great communication skills and confidence in advising stakeholders
A proactive, collaborative approach and readiness to support your team - Fluent English is required in spoken and written communication due to working on the Pan-Baltic level
Why You’ll Love Working Here:
- Flexibility. Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)
- International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having fun
- Culture. You’ll be joining a team where things move fast, ideas flow freely, and change is part of the everyday. It’s a dynamic environment that keeps you learning, growing, and never bored
- More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more
- Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
- Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year
- Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor's note needed
- Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life
- Professional growth. Internal and external training programs, LinkedIn learning, workshops, conferences, online training, etc.
- Special Offer for Luminor products & services. Enjoy special offers & pricing for products and services provided by Luminor
- Gross salary. 3,260-4,900 EUR/month, which is to be determined depending on your level of experience and competencies
The application deadline is the 4th of November. We are looking for a candidate primarily already located within the Baltics. Please apply with your CV in English and PDF format!
- Division
- Risk
- Role
- Operational Risk Department
- Locations
- Tallinn, Estonia
- Remote status
- Hybrid
- Employment type
- Full-time

Yes, you can! That's our attitude
Towards our work, ambitions, ideas and relationships. We, at Luminor, believe that anyone has the potential to achieve big things and we encourage everyone to achieve them – professionally and personally.
Whoever you are, and whatever your role is, with Luminor you will get a once-in-a-lifetime opportunity to literally build a local banking champion.
About Luminor Group
Luminor is the leading independent bank in the Baltics and the third-largest provider of financial services in our region. We serve the financial needs of individuals, families, and companies. Just like our home markets of Estonia, Latvia, and Lithuania we are young, dynamic, and forward looking.
Luminor has a strong and capable team that is committed to achieving our strategic objectives. We are dedicated to supporting sustainable growth in the Baltic region by providing a long-term commitment to businesses and individuals.
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