Join our team as a Senior Portfolio Analyst!

Yes, you can! That's our attitude towards our work, ambitions, ideas, and relationships. We at Luminor believe that anyone has the potential to achieve big things and encourage everyone to achieve them, professionally and personally. 

Whoever you are and whatever your role is, with Luminor, you will get a once-in-a-lifetime opportunity to build a local banking champion.

How You Will Make an Impact:

• Proactively participate in the identification and assessment of risks in the Credit Risk area

• Contribute to development and deployment of the best practices for Credit Risk reporting and management on a portfolio level

• Design, develop and automate insightful credit risk reports using Power PI and related data tools

• Document reporting processes, data logic and report structures

• Analyse data to identify increased risk exposures

• Perform regular review of credit process effectiveness

• Perform ad-hoc analysis and Credit Risk controls

• Provide input for various reports

What Makes You a Great Fit:

•  Experience working within Risk, Finance or other related area with risk or financial data, including using business intelligence tools

• Higher degree in Economics, Business Management, Risk Management, Finance or another related subject

• Excellent data processing skills and experience with Excel and business intelligence tools, experience with SQL is advantageous

• Good understanding of the Credit Risk framework

• Strong in problem solving, superior analytical skills, accuracy and ability to make independent decisions with sound and objective arguments

• Excellent communication and presentation skills with ability to visualize and report insights creatively in a variety of formats to various stakeholders at all levels of the organization

• Time management, high commitment to achieve results and meet set goals

• Readiness to contribute with a high level of energy and positive attitude

• Fluent English is required in spoken and written communication due to working on the Pan-Baltic level 

Why You Will Love Working Here:

• Flexibility. Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)

• International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having fun

• Culture. You’ll be joining a team where things move fast, ideas flow freely, and change is part of the everyday. It’s a dynamic environment that keeps you learning, growing, and never bored

• More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more

• Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes

• Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year

• Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor's note needed

• Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life

• Professional growth. Internal and external training programs, LinkedIn learning, workshops, conferences, online training, etc

• Special Offer for Luminor products & services. Enjoy special offers & pricing for products and services provided by Luminor

• Gross salary. 2900-3900 EUR/month, which is to be determined depending on your level of experience and competencies

The application deadline is the 9th of April. We are looking for a candidate primarily already located within the Baltics. Please apply with your CV in English and PDF format!

Please note that this position is for a fixed term