Join our team as a Product Owner!

Yes, you can! That's our attitude towards our work, ambitions, ideas, and relationships. We at Luminor believe that anyone has the potential to achieve big things and encourage everyone to achieve them, professionally and personally.

Whoever you are and whatever your role is, with Luminor, you will get a once-in-a-lifetime opportunity to build a local banking champion.

As a Product Owner, your mission is to help build a digital-first mobile banking application. The ideal candidate has a strong understanding of banking products, is open-minded to new ideas, and is comfortable working in a complex enterprise environment. You should be able to navigate ambiguity, break down complex problems, and work effectively within end-to-end cross-functional teams to deliver customer value.

How You Will Make an Impact:

• Develop customer-oriented solutions in digital banking, ensuring a strong focus on customer value and experience

• Own and drive end-to-end product delivery and customer journey within the mobile/web application

• Manage and prioritize the product backlog in alignment with business goals, applying a data-driven approach, and use product metrics to support informed decision-making (including backlog refinement and ensuring clear, actionable requirements for the team)

• Drive both discovery and delivery phases (applying Double Diamond methodology, Dual track agile model). Ensure a strong discovery → delivery flow with an incremental approach

• Align stakeholders and drive clarity in a complex enterprise environment

• Foster and support a collaborative and high-performing team culture

What Makes You a Great Fit:

• Experience as a Product Owner in digital products, preferably in banking or fintech

• Strong understanding of Agile frameworks, including Scrum and LeSS

• Strong experience in managing, prioritizing, and refining the product backlog, ensuring clear and actionable requirements for development teams

• Hands-on experience with discovery practices such as Customer Journey Mapping, Service Blueprinting, Stakeholder Interviews, and the Double Diamond approach

• Experience working with cross-functional teams in enterprise environments

• Ability to manage end-to-end product delivery

• Experience with estimation, planning, and release forecasting

• Understanding of data-driven decision-making and product metrics

• Strong analytical thinking and ability to solve complex problems

• Open-mindedness and willingness to explore new ideas and approaches

• Excellent communication and stakeholder management skills

• Ability to work in ambiguous and fast-changing environments

• Strong sense of ownership and accountability

• Team-oriented mindset with the ability to build and maintain a positive team culture

• Flexibility to take on features across different domains and contexts

• Fluent English is required in spoken and written communication due to working on the Pan-Baltic level

Why You Will Love Working Here:

• Flexibility. Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)

• International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having fun

• Culture. You’ll be joining a team where things move fast, ideas flow freely, and change is part of the everyday. It’s a dynamic environment that keeps you learning, growing, and never bored

• More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more

• Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes

• Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year

• Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor's note needed

• Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life

• Professional growth. Internal and external training programs, LinkedIn learning, workshops, conferences, online training, etc

• Special Offer for Luminor products & services. Enjoy special offers & pricing for products and services provided by Luminor

• Gross salary. 3,100 - 4,700 EUR/month, which is to be determined depending on your level of experience and competencies

The application deadline is April 19th. We are looking for a candidate primarily already located within the Baltics. Please apply with your CV in English and PDF format!