Join our team as a Treasury Analyst!

Yes, you can! That's our attitude towards our work, ambitions, ideas, and relationships. We at Luminor believe that anyone has the potential to achieve big things and encourage everyone to achieve them, professionally and personally.

Whoever you are and whatever your role is, with Luminor, you will get a once-in-a-lifetime opportunity to build a local banking champion.

We are looking for a proactive and analytically strong Treasury Analyst to join our Asset & Liability Management Unit. This role is an excellent opportunity for someone who wants to work at the heart of balance sheet management, support key regulatory processes, and contribute to strategic decisions impacting the bank’s risk profile, funding structure, and long-term stability. In this particular role, you will also take ownership of Treasury’s NonMaturing Deposits (NMD) modelling, requiring strong modelling capabilities and handson experience with R.

How You Will Make an Impact:

• Contribute to development and deployment of the best practices to ensure effective management of balance sheet, liquidity and interest rate risks

• Own and maintain NonMaturing Deposits (NMD) model, stay up to date with relevant regulations and market developments having an impact on it

• Participate in various regulatory and business development projects: support with alignment, documentation and implementation of changes and interpretation of regulatory requirements to the business

• Drive and develop optimizing the capitalization and funding structure of Luminor, process the full Luminor Balance Sheet, calculate and project key financial and regulatory ratios

• Take part in annual ICAAP and ILAAP processes and other ad-hoc regulatory deliveries

• Support in setting up and improving Treasury owned tools, processes and documentation

What Makes You a Great Fit:

• Proficiency in R is required; knowledge of Python or SQL is an advantage

• Good knowledge of the Bank products and processes

• Good understanding of financial markets and financial instruments

• Bachelor’s degree in Finance, Mathematics, Economics, or another quantitative field

• Ability to learn, flexibility and Innovative mindset

• Thoroughness, accuracy and accountability

• Analytical thinking and ability to make decisions quickly and independently

• Time planning and Cooperation skills

• Fluent English and local language are required in spoken and written communication due to working on the Pan-Baltic level 

Why You Will Love Working Here:

• Flexibility. Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)

• International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having fun

• Culture. You’ll be joining a team where things move fast, ideas flow freely, and change is part of the everyday. It’s a dynamic environment that keeps you learning, growing, and never bored

• More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more

• Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes

• Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year

• Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor's note needed

• Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life

• Professional growth. Internal and external training programs, LinkedIn learning, workshops, conferences, online training, etc

• Special Offer for Luminor products & services. Enjoy special offers & pricing for products and services provided by Luminor

• Gross salary. 2,740 - 4,100 EUR/month, which is to be determined depending on your level of experience and competencies

The application deadline is the 27th of March. We are looking for a candidate primarily already located within the Baltics. Please apply with your CV in English and PDF format!