Join our team as a System Analyst / Administrator!

Yes, you can! That's our attitude towards our work, ambitions, ideas, and relationships. We at Luminor believe that anyone has the potential to achieve big things and encourage everyone to achieve them, professionally and personally.

Whoever you are and whatever your role is, with Luminor, you will get a once-in-a-lifetime opportunity to build a local banking champion.

How You Will Make an Impact:

• Own end-to-end analysis, configuration, and maintenance of card issuing systems, including Tieto Card Suite and related card platforms

• Analyze business requirements and translate them into system configurations, functional specifications, and technical solutions

• Configure card products, transaction processing rules, fees, limits, tokenization, 3D Secure, and other card services

• Coordinate end-to-end solution delivery across card systems, payment platforms, core banking systems, and customer-facing channels

• Participate in card migration initiatives, product rollouts, and platform transformation programs

• Ensure compliance with key financial regulations including PCI DSS, PSD2, Basel III, IFRS, AML/KYC, and GDPR

• Investigate incidents, perform root cause analysis, and drive resolution of production issues

• Work closely with business stakeholders, vendors, Visa, Mastercard, and internal engineering teams to deliver solutions

• Define and manage system interfaces, integrations, and data flows between internal and external platforms

• Support release planning, testing activities, change management, and deployment coordination

• Optimize system configurations and operational processes to improve stability, performance, and customer experience

• Contribute to solution design, architectural discussions, and continuous improvement initiatives

• Support the adoption of new ways of working, promote end-to-end ownership, and strengthen collaboration across teams

• Participate in Agile ceremonies and collaborate with Scrum or Kanban teams to deliver iterative improvements

What Makes You a Great Fit:

• Experience working with the Tieto Card Suite or proven experience within the Card Issuing domain

• Strong understanding of card issuing processes, card lifecycle management, transaction processing, and scheme requirements

• Hands-on experience in system analysis, solution configuration, and functional design

• Experience working with Visa and/or Mastercard is highly desirable

• Understanding of card migrations, card platform transformations, or payment modernization programs is considered a strong advantage

• Knowledge of Hardware Security Modules (HSMs) and card security concepts is an advantage

• Understanding of APIs, system integrations, and data flows between banking platforms

• Working knowledge of SQL and database concepts

• Understanding of AWS or cloud-based environments is considered an asset

• Working knowledge of Java is a plus

• Strong understanding of the Software Development Lifecycle (SDLC)

• Experience preparing functional specifications, process flows, and solution documentation

• Strong analytical thinking, problem-solving abilities, and stakeholder management skills

• Experience working within banking, payments, or financial services environments

• Fluent English is required in spoken and written communication due to working on the Pan-Baltic level

Why You Will Love Working Here:

• Flexibility. Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)

• International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having fun

• Culture. You’ll be joining a team where things move fast, ideas flow freely, and change is part of the everyday. It’s a dynamic environment that keeps you learning, growing, and never bored

• More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more

• Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes

• Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year

• Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor's note needed

• Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life

• Professional growth. Internal and external training programs, LinkedIn learning, workshops, conferences, online training, etc

• Special Offer for Luminor products & services. Enjoy special offers & pricing for products and services provided by Luminor

• Gross salary. 3,000 - 5,000 EUR/month, which is to be determined depending on your level of experience and competencies

The application deadline is July 26th. We are looking for a candidate primarily already located within the Baltics. Please apply with your CV in English and PDF format!