Join our team as a Business Advisor!

Yes, you can! That's our attitude towards our work, ambitions, ideas, and relationships. We at Luminor believe that anyone has the potential to achieve big things and encourage everyone to achieve them, professionally and personally. 

Whoever you are and whatever your role is, with Luminor, you will get a once-in-a-lifetime opportunity to build a local banking champion.

How You Will Make an Impact:

•  Perform direct sales to micro business segment clients, servicing by providing actual bank products, identifying new client needs and offering bank solutions.

• Handle incoming application flow.

• Ensure desired income and profitability level of assigned client portfolio and high level of client satisfaction.

• Maintain relationship with existing clients, attracts new clients.

• Perform credit analysis, prepare documentation and present to decision makers.

• Monitor credit portfolio quality and initiate timely actions in order to solve problematic cases.

• Plan, deliver and follow-up personal tasks proactively, timely and according to the set quality standards, budget and Luminor values.

• Ensure data quality and insert data into Banking systems accordingly to existing quality standards, processes and procedures.

• Archive and process documents in a professional and timely manner.

• Contribute to team and company performance through collaboration and information sharing, through your personal energy, enthusiasm and commitment.

• Take responsibility in professional self-development and contribute to own and team performance improvement by constructive feedback and relevant suggestions.

• Substitute your team members.

• Perform other tasks relevant to the role given by direct manager and/or functional manager

What Makes You a Great Fit:

• Preferably 1-3 year experience in sales and/ or customer service in finance industry.

• Advanced knowledge of financial products and solutions as well as knowledge of the trends of the financial markets.

• Ability to communicate freely with different types of clients, choosing the most convenient and understandable communication style for them, the ability to cooperate with other units. Prompt and independent finding solutions in non-standard situations

• Basic understanding of financing.

• Experience with negotiation and presentation skills.

• Understanding of credit risk and Credit Policy.

• Knowledge and understanding of the company’s financial basic data/ balance sheet indicators and the ability to analyze them

• Higher education considered as advantage (preferably in Economics, Business Management, Finance or in another related field).

• Fluent Latvian and English is required in spoken and written communication due to working on the Pan-Baltic level 

Why You Will Love Working Here:

• Flexibility. Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)

• International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having fun

• Culture. You’ll be joining a team where things move fast, ideas flow freely, and change is part of the everyday. It’s a dynamic environment that keeps you learning, growing, and never bored

• More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more

• Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes

• Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year

• Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor's note needed

• Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life

• Professional growth. Internal and external training programs, LinkedIn learning, workshops, conferences, online training, etc

• Special Offer for Luminor products & services. Enjoy special offers & pricing for products and services provided by Luminor

• Gross salary. 1900-2700 EUR/month, which is to be determined depending on your level of experience and competencies

The application deadline is the 30th of April. We are looking for a candidate primarily already located within the Baltics. Please apply with your CV in English and PDF format!